How Much % Can You Settle a Loan For? (And Getting Your NOC Right)
Adv. Urvashi Goswami
30 Jun 2026·8 min read
Free Legal Resources
Know the law before you need a lawyer.
Know exactly where you stand before you ever need a lawyer. Guides on property disputes, family law, criminal cases and business contracts, written by Bar Council verified advocates.
15+Guides published
9Practice areas
100%Verified advocates
I Signed an NDA and Might Have Broken It — What Actually Happens Now
It's 11 p.m. and you're re-reading a WhatsApp message you sent to a friend three days ago. You mentioned a client name. Maybe a number. Maybe you just said "we're about to close a…
Adv. Urvashi Goswami·29 Jul 2026·10 min
No Partnership Deed? Here's What You Can Still Do If Your Partner Cheated You
Your partner stopped answering calls three weeks after the quarry payment cleared. ₹9 lakh of your money, no deed, nothing signed except a bunch of WhatsApp messages where he'd on…
Chandra Mauli Mishra·22 Jul 2026·10 min
Received a Legal Notice for Breach of Contract? Here's What to Do in the Next 30 Days
The envelope showed up on a Tuesday. Registered post , an advocate's letterhead, and inside, three pages accusing a small manufacturing unit in Pune of breach of contract — speci…
Adv. Shivam Mehrotra·21 Jul 2026·13 min
Does Loan Settlement Hurt Your CIBIL Score? How to Actually Remove the "Settled" Status
Ramesh, an autorickshaw driver in Nashik, settled a ₹1.4 lakh personal loan in 2022 after eight months of missed EMIs following a medical emergency. Like most people who settle, h…
Adv. Vishnu Kant·17 Jul 2026·10 min
Can You Go to Jail for Not Repaying a Loan in India?
The call comes at 8:45 on a Tuesday night. A man who says he's from the bank's "legal department" tells Rohan, a shop owner in Ghaziabad, that a warrant is being prepared, that…
Adv. Urvashi Goswami·15 Jul 2026·15 min
Bank Account Frozen by a Cyber Cell? The Exact Steps to Unfreeze It in India
You try to pay rent and the transfer bounces straight back. The balance is sitting right there in the app, but nothing will move out. The helpline reads out a line about a "lien m…
Chandra Mauli Mishra·29 Jun 2026·10 min